Local accountant Dennis Farwell, 51, confirmed Tuesday that he has paid $95 annually since 2011 for a travel rewards credit card and has never redeemed a single point, bringing his total investment in unrealized airline miles to $1,330 before interest.

Farwell discovered the oversight while auditing his own finances, a task he performs professionally for clients and had never once applied to himself. The card, opened to earn points on a flight to Denver that was ultimately cancelled, currently holds 287,400 points — enough, according to the rewards portal, for two round-trip domestic flights or one tote bag.

“I always meant to use them,” Farwell told reporters. “There was a trip to Portugal we were going to take in 2019. Then the pandemic. Then my back. The points, though — the points were always there.”

“He has more airline miles than frequent flyer status and has never been on a plane in fourteen years. It’s almost spiritual.”

Farwell’s wife, Connie, 49, confirmed the family has driven to every vacation destination since 2011, including a 22-hour trip to Myrtle Beach that she does not wish to revisit. “He said the points were ‘basically a savings account,’” she said. “I didn’t know savings accounts charged you $95 a year to not use them.”

Financial advisor Brooke Ellison, 38, reviewed Farwell’s account and noted that the points, due to a 2023 devaluation, are now worth approximately $0.008 each, down from $0.013 at peak value. “He would have been better off putting the $95 in an envelope under his mattress,” Ellison said. “Every year. For fourteen years.”

At press time, Farwell had begun researching how to redeem the points, clicked through to the airline portal, been redirected to a partner hotel site, and closed the tab.